PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Would you recommend Brink's Prepaid Mastercard to your friends? Pay- editorial policy, so you can trust that our content is honest and accurate. Does Refinancing Your Car Loan Hurt Your Credit Score? Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Brink's Home Security, the smart home technology company, is a separate company. The Brinks Mastercard is a prepaid card designed for day-to-day purchases. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. With Brink's Direct Deposit, you can get paid faster than a paper check. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. Here's an explanation for how we make money Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Approval review usually takes 3 to 5 minutes Greater of 5.0% of total check amount or $5.00 per check load. 2023 Brinks Reviews: Prepaid Cards - consumersadvocate.org Cash back rewards are credited to your Card Account and are not available in the form - 8 PM. the Average Daily Balance which is $1,000.00 or less will be 4.91%. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Netspend is a registered agent of Republic Bank & Trust Company. What are index funds and how do they work? No fee to receive See the program FAQs and Terms and Conditions in your Online Account Center for additional $3.00 per withdrawal. Getting a Mortgage With a Smaller Down Payment and No PMI. Bankrate has answers. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Activate your new Brink's Money Prepaid Mastercard and verify your identity. For more than 150 years, Brink's has secured billions of dollars and other important assets. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). So you can avoid interest payments, bounced checks, or overdraft fees. Consolidating vs. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or How to Find a Money Transfer Service Near Me? up to the coverage limit, currently $250,000.00. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. How It Works | Brink's Money Prepaid Mastercard Residents of Vermont are ineligible to open a Card Account. How much money can you put on a Brinks card? - Daily Justnow Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. To order a Card, provide your name, mailing address and email address. - Midnight (CT) Saturday - Sunday: 8 AM. $1.00 per declined transaction. Securing cash and valuables since 1859. There is a Live Chat feature on the website under Customer Support. $5.95 for processing and mailing of a return of funds check at Card Account closure. While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. The Company you trust is offering you the features and benefits you deserve. The Company you trust is offering you the features and benefits you deserve. Call our automated, toll-free number 1 * Get direct deposit information. now = new Date(); Odds of winning depend on the total number of entries received during each applicable entry period. When your highest-paid employees spend time handling cash, your business loses time and money. Greater of 2.0% of total check amount or $5.00 per check load. Ingo Netspend Corporation.All rights reserved worldwide. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. Set the dial to 0. Overview - Brink's US Neither Plan Fee option includes any other fees. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. How to Open a Brinks fire Safe. No late fees or interest charges because this is not a credit card. Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. The information, including card rates and fees, is accurate as of the publish date. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. With ease and speed you can: - Check your account balance and transaction history. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. that identifies each person who opens a Card Account. Login. Fees apply for approved Money in Minutes transactions funded to your card. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. Is Brinks better than ADT? Reverse Mortgages: When Do They Make Sense? Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Getting a Business Loan When You Have Bad Credit. [2] Payback Rewards SM Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. to see your driver's license or other identifying information. So you can avoid interest payments, bounced checks, or overdraft fees. Fraud prevention From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Certain restrictions apply; see the program terms and conditions for full details, including point earning and Brink's Money Prepaid Account - Brink's Prepaid Mastercard 5 No charge for this service, but your wireless carrier may charge for messages or data. ++During checkout, select "CREDIT" on the keypad to make a Signature Purchase, or select "DEBIT" and enter your PIN to make a PIN Purchase. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! 3 Fee may be assessed by reload location and may vary from location to location. but you may be able to use the Card for in-store purchase transactions. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. You may also be charged a fee by the ATM operator. Our experts have been helping you master your money for over four decades. Recommendation score measures the loyalty between a provider and a consumer. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. Brink's US - Contact Us Cardholder is responsible for repayment of any negative balance. Online Account Center - Paycard Benefits - Brink's Money What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. We may also ask to see your driver's license or other identifying information. You'll receive a Card in the mail within 7-10 business days. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. This editorial content is not provided by any financial institution. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. Check the information is accurate and submit your application. Brink's Money Prepaid Debit Cards from, in $10 purchase cushion offered at the bank's discretion to cover overdrafts. No Fee. institution. Use of the Card Account is subject to activation, ID verification, and funds availability. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Netspend Corporation.All rights reserved worldwide. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. With Brink's Direct Deposit, you can get paid faster than a paper check. Void in U.S. financial product. Those who can Direct Deposit at least $500. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Compare Home Equity Lines of Credit Reviews. Company, Member FDIC, upon card activation and identity verification.1. Use of the Card Account is subject to activation, ID verification, and funds availability. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. to fraud prevention restrictions at any time, with or without notice. Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. now = new Date(); For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, Which certificate of deposit account is best? The interest rates and APYs of each tier may change. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. Brink's US - Brink's Prepaid Mastercard $5.95 per month. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Agreement. I mention reloading because it would be IMHO, the only reaso. Filter & compare all your options in one place. Answer: It depends on the country where the card is issued. However, it will not help you build credit and some online merchants don't accept prepaid cards. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. editorial integrity, Managing your money wherever, whenever. This is a third-party fee and is subject to change. Netspend is the federally registered U.S. service mark of Netspend Corporation. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. document.write(theYear); It's secure, fast, and free. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). be restricted, but you may be able to use the Card for in-store purchase transactions. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. You are always on the go. No Minimum Balance, No Late Fees - because this is not a credit card Brink's Prepaid MasterCard TV Spot, 'Peace of Mind: Savings Account' Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. may affect your credit. now = new Date(); Prepaid Payroll Debit Cards for Employees - Brink's Money Can you run a netspend card as credit? We value your trust. Securing cash and valuables since 1859. What Is Brinks Prepaid Mastercard? - FaqList CTA Banner. Please explain your vote by sharing your experience. Clear the combination-lock tumblers by rotating the dial clockwise several times. In fact, its missing Netspends virtual card number benefit for safer online shopping. No minimum balance necessary to open Savings Account or obtain the yield(s). With Brink's Direct Deposit, you can get paid faster* than a paper check. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Should you accept an early retirement offer? Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per FAQ's - Brink's Money Considering a card program for your business? After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Void where prohibited by law. Neither Plan Fee option includes any other fees. Brink's Prepaid Mastercard Review | Bankrate Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. financial product. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. If Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. Additional transaction fees, costs, terms and conditions may Which Account Fits You Best? 6. if (theYear < 1900) theYear = theYear + 1900; Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). No charge for this service, but your wireless carrier may charge for messages or data. The company you trust offers you the features and benefits you deserve to create a more convenient way to bank.